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Home repairs. Dream vacation. College
Home equity loans
Rates starting at 3% apr
Now through May 31st
*Restrictions apply
GREAT ROAD TRIPS START
WITH GREAT AUTO LOANS
NOW THROUGH MAY 31ST
TAKE .50% OFF ANY AUTO LOAN RATE*
Call or stop now.
* subject to credit approval
*SEE BELOW FOR A COMPLETE LIST OF NEW AND USED VEHICLE LOAN RATES & TERMS
EFFECTIVE DATE 4/15/2013
*RATES SUBJECT TO CHANGE
**APR=ANNUAL PERCENTAGE RATE
2 CONVENIENT LOCATIONS:
WEIRTON - 304-748-5812
WEST LIBERTY- 304-336-7530
CALL OR STOP IN TODAY
TO TAKE ADVANTAGE OF THESE LOAN SPECIALS
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Rates Effective April 15, 2013
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Credit Rating - A+=740 higher, A=680-739, B=640-679, C=600-639, D=599 and below
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AUTO LOANS
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| NEW |
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| 100% Financing |
A+
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A
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B
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C
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D
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| 36 months |
2.99%
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2.99%
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3.25%
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4.25%
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5.25%
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48 months
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2.99%
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2.99%
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3.49%
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4.49%
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5.49%
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60 months
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2.99%
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2.99%
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3.75%
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4.75%
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5.75%
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72 months
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3.99%
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3.99%
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4.40%
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n/a
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n/a
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| USED |
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| 2012 and 2011 |
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| 100% Financing |
A+
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A
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B
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C
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D
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| 36 months |
2.99%
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2.99%
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3.99%
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4.99%
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5.99%
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| 48 months |
3.49%
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3.49%
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4.49%
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5.49%
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6.49%
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| 60 months |
3.79%
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3.79%
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4.79%
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5.79%
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6.79%
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| 72 months |
3.99%
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3.99%
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4.99%
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n/a
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n/a
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| 2010 - 100% Financing |
A+
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A
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B
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C
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D
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| 36 months |
3.15%
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3.15%
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4.25%
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5.25%
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6.25%
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| 48 months |
3.65%
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3.65%
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4.75%
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5.75%
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6.75%
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| 60 months |
4.15%
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4.15%
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5.05%
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6.05%
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7.05%
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| 66 months |
4.55%
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4.55%
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5.25%
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6.25%
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7.25%
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2009 - 100% Financing
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A+
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A
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B
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C
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D
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| 36 months |
3.35%
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3.35%
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4.55%
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5.55%
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6.55%
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| 48 months |
3.85%
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3.85%
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5.05%
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6.05%
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7.05%
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| 54 months |
4.35%
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4.35%
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5.25%
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6.25%
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7.35%
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| 2008- 100% Financing |
A+
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A
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B
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C
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D
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| 36 months |
3.85%
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3.85%
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4.85%
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5.85%
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6.85%
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| 48 months |
4.35%
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4.35%
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5.35%
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6.35%
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7.35%
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| 54 months |
4.85%
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4.85%
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6.65%
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7.65%
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8.65%
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| 2007 and 2006 100% Financing |
A+
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A
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B
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C
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D
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| 36 months |
5.49%
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5.49%
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5.99%
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6.49%
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6.99%
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| 48 months |
5.99%
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5.99%
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6.49%
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6.99%
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7.49%
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| 2005 and older 90% Financing |
A+
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A
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B
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C
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D
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| 36 months |
5.99%
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5.99%
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6.99%
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7.99%
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8.99%
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Rates Effective April 15, 2013
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New Boats and Motorcycles
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A+
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A
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B
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C
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D
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| 36 months |
3.50%
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3.50%
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4.00%
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5.00%
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6.00%
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| 48 months |
4.00%
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4.00%
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5.00%
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6.00%
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6.75%
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| 60 months |
4.75%
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4.75%
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5.00%
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6.50%
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7.50%
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Used Boats and Motorcycles
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A+
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A
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B
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C
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D
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| 48 months |
4.75%
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4.75%
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5.25%
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6.00%
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7.00%
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| 60 months |
5.25%
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5.25%
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6.00%
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7.00%
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7.50%
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Signature Loans
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A+
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A
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B
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C
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D
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| 12 months |
7.50%
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8.50%
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9.50%
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11.50%
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13.50%
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| 24 months |
8.50%
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9.50%
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10.50%
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12.50%
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14.50%
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| 36 months |
9.50%
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10.50%
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11.50%
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13.50%
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15.50%
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| 48 months |
10.50%
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11.50%
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12.50%
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14.50%
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16.50%
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Auto loans - payment example: For a $20,000 new car loan for a term of 60 months at 3.75% APR, the monthly payment would be $366.10. APR based on "B" credit
Signature loans - payment example: For a $7,000 signature loan for a term of 48 months at 12.50% APR, the monthly payment would be $186.09. APR based on "B" credit
| SHARE/CERTIFICATE SECURED |
TERM |
ANNUAL PERCENTAGE RATE |
| SECURED - SHARE/CERTIFICATE |
36 MONTHS
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3.25%
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| SECURED - SHARE/CERTIFICATE |
48 MONTHS
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3.75%
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| FIRST MORTGAGE |
TERM |
ANNUAL PERCENTAGE RATE |
| MORTGAGE - FIXED RATE |
15 YEARS
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3.75%APR
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| MORTGAGE - FIXED RATE |
30 YEARS
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4.75%APR
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| HOME EQUITY |
TERM |
ANNUAL PERCENTAGE RATE |
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HOME EQUITY LOAN-FIXED RATE UP TO $30,000
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5 YEARS
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Promotional rate 3.00% APR till May 31st
|
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UP TO $50,000
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10 YEARS
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Promotional rate 4.00% APR till May 31st
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Fixed Rate Closed End Home Equity Loan - payment expample: For $50,000 at 4.00% APR for 120 months, the payment would be $506.31.
Mortgages - payment example: For $100,000 at 4.75% APR for 360 months, the payment would be $522.55.
| DEPOSIT ACCOUNTS |
ANNUAL PERCENTAGE RATE |
ANNUAL PERCENTAGE YIELD |
| Share Draft |
0.00% rate |
0.00% yield |
| Shares |
0.15% rate |
0.15% yield |
| Christmas Club |
0.25% rate |
0.25% yield |
| Vacation Club |
0.25% rate |
0.25% yield |
| IRA |
1.00% rate |
1.00% yield |
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| SHARE CERTIFICATES |
ANNUAL PERCENTAGE RATE |
ANNUAL PERCENTAGE YIELD |
| 6 months |
.25% rate |
.25% yield |
| 1 year |
.35% rate |
.35% yield |
| 2 year |
.50% rate |
.50% yield |
| 3 year |
.60% rate |
.60% yield |
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