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Rates

 

LOAN SALE

 VEHICLE LOANS 

 2009-2012

APPLY TODAY THROUGH FEBRUARY 29TH

AND RECEIVE .25% OFF OUR CURRENT

AUTO LOAN RATES.

 *SEE BELOW FOR A COMPLETE LIST OF NEW AND USED VEHICLE LOAN RATES & TERMS

 

 

HOME EQUITY LOANS

**3.50%APR - 5 YEAR TERM 

 

MORTGAGE LOANS

 (RATES APPLY TO NEW PURCHASE AND REFINANCE)

**3.875%APR - 15 YEAR TERM

**4.75%APR - 30 YEAR TERM

SEE BELOW FOR RATES & TERMS FOR SIGNATURE, BOAT & MOTORCYCLE LOANS

 

EFFECTIVE DATE 12/1/2011

*RATES SUBJECT TO CHANGE

**APR=ANNUAL PERCENTAGE RATE

 2 CONVENIENT LOCATIONS:

 WEIRTON - 304-748-5812

WEST LIBERTY UNIVERSITY - 304-336-7530

CALL OR STOP IN TODAY

TO TAKE ADVANTAGE OF THESE LOAN SPECIALS

 

 

 

 

Rates Effective December 1, 2011

Credit Rating - A+=740 higher,  A=680-739,  B=640-679,  C=600-639,  D=599 and below
           
           

AUTO LOANS

          
 NEW          
100% Financing

A+

A

B

C

D
36 months
2.99%
2.99%
3.25%
4.25%
5.25%

48 months
2.99%
2.99%
3.49%
4.49%
5.49%

60 months
2.99%
2.99%
3.75%
4.75%
5.75%

72 months
3.99%
3.99%
4.40%
 n/a
 n/a
           
           
           
USED          
2011 and 2010          
100% Financing

A+

A

B

C

D
36 months
2.99%
2.99%
3.99%
4.99%
5.99%
48 months
3.49%
3.49%
4.49%
5.49%
6.49%
60 months
3.79%
3.79%
4.79%
5.79%
6.79%
72 months
3.99%
3.99%
4.99%
 n/a
n/a 
           
           
2009 - 100% Financing

A+

A

B

C

D
36 months
3.15%
3.15%
4.25%
5.25%
6.25%
48 months
3.65%
3.65%
4.75%
5.75%
6.75%
60 months
4.15%
4.15%
5.05%
6.05%
7.05%
66 months
4.55%
4.55%
5.25%
6.25%
7.25%
           
           

2008 - 100% Financing 

 A+

A

B

C

D
36 months
3.35%
3.35%
4.55%
5.55%
6.55%
48 months
3.85%
3.85%
5.05%
6.05%
7.05%
54 months
4.35%
4.35%
5.25%
6.25%
7.35%
           
           
2007- 100% Financing

A+

A

B

C

D
36 months
3.85%
3.85%
4.85%
5.85%
6.85%
48 months
4.35%
4.35%
5.35%
6.35%
7.35%
54 months
4.85%
4.85%
6.65%
7.65%
8.65%
           
           
 2006 and 2005 100% Financing

 A+

A

B

C

D
36 months
5.49%
5.49%
5.99%
6.49%
6.99%
48 months
5.99%
5.99%
6.49%
6.99%
7.49%
           
           
2004 and older 90% Financing

A+

A

B

C

D
36 months
5.99%
5.99%
6.99%
7.99%
8.99%

 

Rates Effective December 1, 2011
           
 

New Boats and Motorcycles

A+

A

B

C

D
36 months
8.49%
8.49%
8.99%
9.99%
10.49%
48 months
8.99%
8.99%
9.49%
10.49%
10.99%
54 months
10.49%
10.49%
10.99%
11.49%
11.99%
           
           

Used Boats and Motorcycles

          

less than 2 years

A+

A

B

C

D
48 months
10.00%
10.00%
10.49%
10.99%
11.49%
           
           

Used Boats and Motorcycles

          

 2 years old or more

 A+

 A

B

C

D
36 months
11.00%
11.00%
11.49%
11.99%
12.49%
           
           

Used Boats and Motorcycles

          

 7 years old or more

 A+

A

B

C

D

24 months

12.00%
12.00%
12.49%
12.99%
13.49%
           
           

 Signature Loans

A+
A
B
C
D
12 months
7.50%
8.50%
9.50%
11.50%
13.50%
24 months
8.50%
9.50%
10.50%
12.50%
14.50%
36 months
9.50%
10.50%
11.50%
13.50%
15.50%
48 months
10.50%
11.50%
12.50%
14.50%
16.50%
           
       
       

 

 

 

 

        
           
           
           
           
           

 

 

 

 

 

 

 

 

 

 

    
           

 

SHARE/CERTIFICATE SECURED TERM ANNUAL PERCENTAGE RATE
 SECURED - SHARE/CERTIFICATE

36 MONTHS

3.25%

 SECURED - SHARE/CERTIFICATE

48 MONTHS

3.75%
FIRST MORTGAGE TERM ANNUAL PERCENTAGE RATE
 MORTGAGE - FIXED RATE

15 YEARS

  3.875%APR

 MORTGAGE - FIXED RATE

30 YEARS

4.75%APR

     
HOME EQUITY TERM ANNUAL PERCENTAGE RATE
     

 HOME EQUITY LOAN-FIXED RATE UP TO $30,000      

   5  YEARS

3.50% APR

UP TO $50,000

 10 YEARS

                                           4.50% APR

 

 

 

  

DEPOSIT ACCOUNTS ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
Share Drafts 0.00% rate 0.00% yield
Shares 0.20% rate 0.20% yield
Christmas Club 0.30% rate 0.30% yield
Vacation Club 0.30% rate 0.30% yield
IRA 1.00% rate 1.00% yield
     
SHARE CERTIFICATES ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
6 months .50% rate .50% yield
1 year .60% rate .60% yield
2 year .80% rate .80% yield
3 year 1.05% rate 1.05% yield

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