Rates

GREAT ROAD TRIPS START WITH GREAT AUTO LOANS.  NEW AUTO LOANS STARTING AT 2.0% APR*

Call or stop now.


* Subject to Credit Approval
* Rates Subject to Change


*SEE BELOW FOR A COMPLETE LIST OF NEW AND USED VEHICLE LOAN RATES & TERMS

EFFECTIVE DATE 01/02/2018

Credit Rating Grading Scale
A+ A B C D
740 & Higher 739- 680 679- 640 639- 600 599 & Below



**APR=ANNUAL PERCENTAGE RATE

USE YOUR CREDIT RATING TO DETERMINE HOW BEST TO MAXIMIZE THESE LOAN SPECIALS

Auto Loans

Auto Loans -NEW
100% Financing A+ABCD
36 Months 2.00% 2.00% 2.50% 3.25% 5.00%
48 Months 2.25% 2.25% 2.75% 3.50% 5.25%
60 Months 2.50% 2.50% 3.00% 3.75% 5.50%
72 Months 2.75% 2.75% 3.25% n/a n/a

Used 2017 and 2016
100% Financing A+ABCD
36 Months 3.25% 3.50% 4.25% 5.25% 6.25%
48 Months 3.50% 3.75% 4.50% 5.75% 6.75%
60 Months 3.76% 4.00% 5.00% 6.00% 7.00%
72 Months 4.00% 4.50% 5.25% n/a n/a

Used 2015
100% Financing A+ABCD
36 Months 3.40% 3.40% 4.50% 5.50% 6.50%
48 Months 3.90% 3.90% 5.00% 6.00% 7.00%
60 Months 4.40% 4.40% 5.30% 6.30% 7.30%
66 Months 4.90% 4.90% 5.50% 6.50% 7.50%

Used 2014
100% Financing A+ABCD
36 Months 3.60% 3.60% 4.80% 5.80% 6.80%
48 Months 4.10% 4.10% 5.30% 6.30% 7.30%
54 Months 4.60% 4.60% 5.50% 6.50% 7.50%

Used 2013
100% Financing A+ABCD
36 Months 4.10% 4.10% 5.10% 6.10% 7.10%
48 Months 4.60% 4.60% 5.60% 6.60% 7.60%
54 Months 5.10% 5.10% 6.10% 7.90% 7.90%

Used 2012 and 2011
100% Financing A+ABCD
36 Months 5.75% 5.75% 6.25% 6.75% 7.25%
48 Months 6.25% 6.25% 6.75% 7.25% 7.75%

Used 2010 and older
90% FinancingA+ABCD
36 Months 6.25% 6.25% 7.25% 8.25% 9.25%
Auto Loans - payment example: For a $20,000 new car loan for a term of 60 months at 2.25% APR, the monthly payment would be $352.75. APR based on "B" credit

Boats and Motorcycles

New
TermA+ABCD
36 Months 3.75% 3.75% 4.25% 5.25% 6.25%
48 Months 4.25% 4.25% 5.25% 6.25% 7.00%
60 Months 5.00% 5.00% 5.50% 6.75% 7.75%

Used
TermA+ABCD
48 Months 5.00% 5.00% 5.50% 6.75% 7.75%
60 Months 5.50% 5.50% 6.25% 7.25% 7.75%

Other Products

Signature Loans
TermA+ABCD
12 Months 8.00% 9.00% 11.00% 14.00% 15.00%
24 Months 9.00% 10.00% 12.00% 15.00% 16.00%
36 Months 10.00% 11.00% 13.00% 16.00% 17.00%
48 Months 11.00% 12.00% 14.00% 17.00% 18.00%

Share/Certificate Secured
TermAnnual Percentage Rate
Secured- Share/Certificate 36 Months 3.25%
Secured- Share/Certificates 48 Months 3.75%

First Mortgage
TermAnnual Percentage Rate
Mortgage-Fixed Rate 15 Years 3.75%
Mortgage-Fixed Rate 30 Years 4.35%

Auto loans - payment example:  For a $20,000 new car loan for a term of 60 months at 3.00% APR, the monthly payment would be $359.37. APR based on "B" credit

Signature loans - payment example:  For a $7,000 signature loan for a term of 48 months at 14.00% APR, the monthly payment would be $191.29. APR based on "B" credit 

Mortgages - payment example:  For $100,000 at 4.35% APR for 360 months, the payment would be $497.81.

Account Products

Deposit Accounts
NameAnnual Percentage RateAnnual Percentage Yield
Share Draft 0.00% 0.00%
Shares 0.15% 0.15%
Christmas Club 0.25% 0.25%
Vacation Club 0.25% 0.25%
IRA 0.60% 0.60%

Share Certificates
TermAnnual Percentage RateAnnual Percentage Yield
6 Months .35% .35%
1 Year .50% .50%
2 Year .75% .75%
3 Year 1.25% 1.25%

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