Tin Mill Employees Federal Credit Union

 

 

  

 

GREAT ROAD TRIPS START

WITH GREAT AUTO LOANS

 

 

 

NEW AUTO LOANS STARTING AT 1.75% APR*

USED AUTOS 2010-2013 TAKE 1% OFF CURRENT RATE 

 

 

Call or stop now.

* subject to credit approval
* rates subject to change


 *SEE BELOW FOR A COMPLETE LIST OF NEW AND USED VEHICLE LOAN RATES & TERMS


EFFECTIVE DATE 6/1/2014


SUBJECT TO CHANGE

**APR=ANNUAL PERCENTAGE RATE


 
 
WEIRTON - 304-748-5811

CALL OR STOP IN TODAY

TO TAKE ADVANTAGE OF THESE LOAN SPECIALS

 

 

 

Rates Effective June 1, 2014

Credit Rating - A+=740 higher,  A=680-739,  B=640-679,  C=600-639,  D=599 and below

           
           

AUTO LOANS

         
 NEW          
100% Financing

A+

A

B

C

D

36 months
1.75%
1.75%
2.25%
3.25%
4.75%

48 months

1.75%
1.75%
2.25%
3.25%
4.75%

60 months

1.75%
1.75%
2.25%
3.25%
4.75%

72 months

2.75%
2.75%
3.25%
n/a
 n/a
           
           
           
USED          
2013 and 2012          
100% Financing

A+

A

B

C

D

36 months
2.99%
2.99%
3.99%
4.99%
5.99%
48 months
3.49%
3.49%
4.49%
5.49%
6.49%
60 months
3.79%
3.79%
4.79%
5.79%
6.79%
72 months
3.99%
3.99%
4.99%
 n/a
n/a 
           
           
2011 - 100% Financing

A+

A

B

C

D

36 months
3.15%
3.15%
4.25%
5.25%
6.25%
48 months
3.65%
3.65%
4.75%
5.75%
6.75%
60 months
4.15%
4.15%
5.05%
6.05%
7.05%
66 months
4.55%
4.55%
5.25%
6.25%
7.25%
           
           

2010 - 100% Financing

 A+

A

B

C

D

36 months
3.35%
3.35%
4.55%
5.55%
6.55%
48 months
3.85%
3.85%
5.05%
6.05%
7.05%
54 months
4.35%
4.35%
5.25%
6.25%
7.35%
           
 2010-2013 - TAKE 1% OFF CURRENT RATE          
2009- 100% Financing

A+

A

B

 

C

D

36 months
3.85%
3.85%
4.85%
5.85%
6.85%
48 months
4.35%
4.35%
5.35%
6.35%
7.35%
54 months
4.85%
4.85%
6.65%
7.65%
8.65%
           
           
2008 and 2007 100% Financing

A+

A

B

C

D

36 months
5.49%
5.49%
5.99%
6.49%
6.99%
48 months
5.99%
5.99%
6.49%
6.99%
7.49%
           
           
2006 and older 90% Financing

A+

A

B

C

D

36 months
5.99%
5.99%
6.99%
7.99%
8.99%

 

Rates Effective June 1, 2014
           
 

New Boats and Motorcycles

A+

A

B

C

D

36 months
3.50%
3.50%
4.00%
5.00%
6.00%
48 months
4.00%
4.00%
5.00%
6.00%
6.75%
60 months
4.75%
4.75%
5.00%
6.50%
7.50%
           
           

Used Boats and Motorcycles

         

 

A+

A

B

C

D

48 months
4.75%
4.75%
5.25%
6.00%
7.00%
60 months

 5.25%

 5.25%

 6.00%

 7.00%

 7.50%

           
           

Signature Loans

A+
A
B
C
D
12 months
7.50%
8.50%
10.50%
12.50%
14.50%
24 months
8.50%
9.50%
11.50%
13.50%
15.50%
36 months
9.50%
10.50%
12.50%
14.50%
16.50%
48 months
10.50%
11.50%
13.50%
15.50%
17.50%
           
           

Auto loans - payment example:  For a $20,000 new car loan for a term of 60 months at 2.25% APR, the monthly payment would be $352.75. APR based on "B" credit

Signature loans - payment example:  For a $7,000 signature loan for a term of 48 months at 13.50% APR, the monthly payment would be $189.63. APR based on "B" credit 

SHARE/CERTIFICATE SECURED TERM ANNUAL PERCENTAGE RATE
SECURED - SHARE/CERTIFICATE

36 MONTHS

3.25%

SECURED - SHARE/CERTIFICATE

48 MONTHS

3.75%

FIRST MORTGAGE TERM ANNUAL PERCENTAGE RATE
MORTGAGE - FIXED RATE

15 YEARS

3.75% APR

MORTGAGE - FIXED RATE

30 YEARS

4.75% APR

     
HOME EQUITY TERM ANNUAL PERCENTAGE RATE
     

HOME EQUITY LOAN-FIXED RATE   

5 YEARS

3.50% APR

UP TO $50,000

10 YEARS

4.50% APR

 

 

 

Fixed Rate Closed End Home Equity Loan - payment expample: For $50,000  at 4.50% APR for 120 months, the payment would be $518.22.

Mortgages - payment example:  For $100,000 at 4.75% APR for 360 months, the payment would be $522.55.

DEPOSIT ACCOUNTS ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
Share Draft 0.00% rate 0.00% yield
Shares 0.10% rate 0.10% yield
Christmas Club 0.25% rate 0.25% yield
Vacation Club 0.25% rate 0.25% yield
IRA 0.50% rate 0.50% yield
     
SHARE CERTIFICATES ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
6 months .25% rate .25% yield
1 year .35% rate .35% yield
2 year .50% rate .50% yield
3 year .60% rate .60% yield
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